Jun 29 2007
Insurance sucks.
Both me and my wife have been with the same automotive (and home) insurance company for approximately 10 years.
They’ve served us well for what little they actually do from a customer-service standpoint. Really, it’s insurance, and in most peoples books the less often you have to speak to them, the better.
In those 10 years my wife has had one at fault accident (last fall) and I had one myself - in 2003.
Both were fender benders for the most part - no injuries in either, and in my case, not even any damage to my own vehicle and minimal damage to the other.
The last at fault I had before that was nearly 15 years previous, with something similar for my wife.
Coupled with no speeding tickets or other major red-flags for either of us in the past 6 or 8 years I thought that despite the at-faults we were still moderately good drivers with records that although aren’t entirely enviable, are certainly not “scary” either.
To the companies credit, both of our claims were handled well from their end, but considering the scary reality of auto insurance rates in the province of Ontario I’d expect nothing less.
So it was with disgust today that I received a call from Belair informing me that they were not going to renew us come the end of July - primarilly because of the 2 at fault accidents.
Ugh. Today marks the beginning of the search for a new insurance company for all of our insurable properties. I’m not looking forward to the whole experience, nor the new rates that are likely to result.
Its no wonder so many people are cynical of the insurance industry. You can pay into it for decades, but if you ever need to actually reasonably *use* the service you’re paying for, suddenly they treat you like garbage.
I gues that if there’s one positive thing its that they gave me 4 weeks notice.
*sigh*
